For Business | Health Reimbursement Arrangement

You can use an HRA to set aside money to pay for all eligible healthcare expenses, including dental and vision expenses, as well as over-the-counter medications. Browse our full list of HRA-eligible expenses.

An HRA is an employer-sponsored plan, whereas an HSA is individually owned. Additionally, HSA eligibility requires enrollment in a high-deductible health insurance plan, while an HRA is compatible with most insurance plans. Compare HRA vs. HSA plans to see which is best for you.

An HRA is an employer-sponsored plan, while an FSA allows employees and employers to contribute pre-tax dollars. Unlike FSAs, unused HRA funds may roll over at the employer’s discretion. Compare HRA vs. FSA plans to see which is right for you.

A QSEHRA is an employer-funded benefit that is ideal for small business owners that can help employees cover medical costs.

The main benefits of HRAs are that they don’t require any payroll deductions, and you don't need to contribute any money. Meaning your employer funds the entire account. Also, your reimbursements for eligible expenses are tax-free.

Unused funds are forfeited to the employer, usually at the end of the plan year. Learn more about HRA rules.

Since your employer funds the HRA, your employer owns any amount that remains after you leave.